RBI Monetary Policy Reaction

GUJARAT, AHMEDABAD | 01st OCTOBER 2025: Manu Singh, Head – Housing Finance Business, Kotak Mahindra Bank said, “The RBI’s decision to maintain the repo rate at 5.50% reinforces stability in the lending environment. While borrowers may not see immediate EMI reductions, the cumulative 100 bps cut earlier this year has already made home loans more affordable. We expect this stability to support sustained demand in the housing market, especially in the affordable and mid-income segments. As a lender, we remain committed to our customers in enabling homeownership with competitive rates and flexible solutions.”